Last updated August 2026

See What You Actually Keep

Full fee comparison across every major creator platform — on a $25, $50, and $100 sale, plus what it adds up to in a year. No calculator required.

Platform Fee $25 sale keeps $50 sale keeps $100 sale keeps Yearly on 50 sales/mo
ChikiPay 15% flat processing included $21.25 $42.50 $85.00 $25,500
Fanvue 15% flat processing included · subscription-first $21.25 $42.50 $85.00 $25,500
Gumroad 10% flat processing included $22.50 $45.00 $90.00 $27,000
Payhip (Free plan) 5% + processing Stripe 2.9% + $0.30 $23.10 $46.20 $92.40 $27,720
Payhip Pro 0% + processing $99/mo · Stripe 2.9% + $0.30 $24.13 $48.25 $96.40 $27,762 after $1,188/yr subscription
Sellfy 0% + processing $29/mo · Stripe 2.9% + $0.30 $24.13 $48.25 $96.40 $28,602 after $348/yr subscription
Lemon Squeezy 5% + $0.50 processing included $23.25 $47.00 $94.50 $28,200
OnlyFans 20% flat processing included $20.00 $40.00 $80.00 $24,000
Fansly 20% flat processing included $20.00 $40.00 $80.00 $24,000
Patreon (Pro) 8% + ~5% platform fee + processing $21.75 $43.50 $87.00 $26,100

Amounts shown are what a creator keeps after all platform and payment processing fees. See how ChikiPay stacks up in detail against Gumroad alternatives and OnlyFans alternatives.

What it adds up to at scale

Yearly take-home at a $50 average sale price, by monthly sales volume.

At 100 sales/month, ChikiPay creators keep $3,000/year more than they would on OnlyFans or Fansly's flat 20% cut — and the gap only widens with volume.

Sales / month ChikiPay yearly OnlyFans / Fansly yearly ChikiPay keeps more
20/mo $10,200 $9,600 +$600
50/mo $25,500 $24,000 +$1,500
100/mo $51,000 $48,000 +$3,000
250/mo $127,500 $120,000 +$7,500

What's actually included in the fee

A lower percentage doesn't always mean a better deal — here's what each fee covers.

ChikiPay

15% flat, all-in

  • File hosting & delivery
  • Forensic watermarking on every download
  • High-risk payment processing (baked into the 15%)
  • Customer support
  • Refund & chargeback handling

Gumroad

10% + processing

  • File hosting
  • Checkout
  • Delivery
  • No watermarking
  • Bans suggestive content

OnlyFans

20% flat

  • Hosting & streaming
  • DM system
  • Discovery
  • Moderation
  • No watermarking
  • Subscription-only model

Methodology & fine print

  • All calculations current as of August 2026.
  • Payment processing fees are typical; actual fees vary by processor, country, and card type.
  • Subscription platforms (Payhip Pro, Sellfy) are amortized over 12 months at their listed monthly rates.
  • Yearly projections assume consistent monthly sales volume across all 12 months.

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